6-Step Guide to Land Premium Payment in Hong Kong

Land Premium Payment 6-Step Process

Total Time: Submission→Receipt of Certificate approximately 3-5 months (depending on valuation and payment speed)

Submission + Payment of HK$6,780

Form HPA-6 along with a cheque (payable to "Hong Kong Housing Authority") submitted to the respective Tenancy Management Office or Main Office

Housing Authority Issues "Receipt Confirmation"

Includes file number and scheduled surveyor visit date for property inspection preparation

Surveyor Conducts On-site Valuation

Evaluates area, renovations, floor level, unauthorized structures, etc.; typically completed and priced within 4-6 weeks

Receipt of "Land Premium Assessment Notice"

Specifies payable premium and payment deadline; appeals can be made in writing within 28 days or application for review to the Lands Tribunal

Full Payment of Premium Within 6 Months

Lump sum payment; installment plans (6 or 12 months) available with interest and signed agreement

Obtain "Certificate of Removal of Alienation Restrictions"→ Registration

Certificate issued approximately 4-6 weeks after full payment; owner registers the certificate at the Land Registry to lift all Housing Authority resale/rental restrictions

Common Pitfalls

Expired Quotation: If payment is not made within 6 months, a revaluation is required; if property prices rise, the premium will increase accordingly.
Outstanding Fees or Inspection Orders: Unpaid rates, management fees, or fines for mandatory building/window inspections will result in the Housing Authority suspending the process.
Disagreement Among Co-owners: All co-owners must sign; if there are disputes, the ownership division or internal buyout must be resolved first.
Two-Year Resale Restriction: Even after paying the premium, if it is within the first two years of purchase, the property cannot be sold on the open market until the two-year period is complete.

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